Loan Financing: Flexible Solutions for Your Opportunities
Liquidity through Lombard and mortgage loans.
Financing Overview
Tailored Financing for Your Goals
At BENDURA BANK AG, we provide lending solutions designed to fit your individual ambitions. Whether you are seizing an investment opportunity, financing real estate, or managing liquidity with precision, our approach combines flexibility and transparency.
As a boutique private bank, we believe in simplicity and discretion. Each loan solution is structured around your needs, guided by clear terms and personal service.
Liquidity Without Asset Sales
Lombard Loans
A Lombard loan offers you fast and flexible access to capital without selling your investments. By pledging your securities portfolio as collateral, you maintain your market position while unlocking liquidity for new opportunities.
This form of financing is ideal when you need short-term liquidity for investments, asset diversification, or strategic purchases.
Loan-to-value ratios depend on the asset class: up to 95% for liquidity, 90% for bonds, and 60% for equities. Lombard loans start from CHF 150,000 or the equivalent in EUR or USD and can be arranged quickly with minimal formalities.
Financing Residential Property
Mortgage Loans
We support our clients in financing residential real estate in Liechtenstein and across Germany, Austria, Switzerland and Liechtenstein. Our mortgage solutions are designed to provide stability, clarity, and long-term value.
With a minimum external capital of CHF 1,000,000 or the equivalent in EUR and loan terms of up to 20 years, you benefit from financing models that match your goals.
We offer two options:
Money Market Mortgage
A variable rate linked to SARON or EURIBOR, ideal if you wish to benefit from current market conditions.
Fixed Rate Mortgage
A stable interest rate for the entire term, ensuring planning security and protection from rising rates.
Financing with Confidence and Discretion
At BENDURA BANK AG, we combine independence with financial expertise to deliver loan solutions that serve your interests first.
Our lean decision-making process allows for fast approvals and tailored conditions, while our advisors ensure that every solution aligns with your long-term strategy.
Your financing deserves the same precision and care as your investments.
